Meet Our Team
Charles Horta — CEO
Charles Horta is an experienced insurance professional dedicated to helping individuals, families, and businesses protect what matters most. With years of experience in the insurance industry, Charles brings a client-first approach built on clear communication, thoughtful guidance, and dependable service.
As an Allstate-affiliated agent, Charles works closely with clients to understand their unique needs and provide coverage options tailored to their goals and circumstances. He believes insurance should be straightforward and empowering, not confusing or overwhelming.
A long-time New Jersey resident, Charles takes pride in serving his local community and building long-term relationships based on trust and integrity. Whether assisting with personal insurance, business coverage, or life planning, his focus remains on helping clients make informed decisions with confidence.
Through Horta Financial Services, Charles is committed to delivering personalized solutions, responsive support, and reliable protection at every stage of life.
Kelli Horta — Licensed Insurance Representative
Kelli Horta is a licensed insurance professional dedicated to providing attentive, client-focused service. With years of experience supporting clients through their insurance needs, she is known for her clear communication, thoughtful approach, and commitment to helping individuals and families feel confident in their coverage decisions.
With a background in psychology, Kelli brings a people-centered perspective to her work, allowing her to better understand client concerns and provide guidance that is both practical and reassuring. She plays an essential role in assisting clients with policy questions, coverage updates, and ongoing support.
A long-time New Jersey resident and Rutgers University graduate, Kelli values building strong relationships and delivering dependable service. Through Horta Financial Services, she remains committed to making the insurance process approachable, transparent, and supportive for every client she serves.
Krista Clune — Director of Operations
Kelli Horta is a licensed insurance professional dedicated to providing attentive, client-focused service. With years of experience supporting clients through their insurance needs, she is known for her clear communication, thoughtful approach, and commitment to helping individuals and families feel confident in their coverage decisions.
With a background in psychology, Kelli brings a people-centered perspective to her work, allowing her to better understand client concerns and provide guidance that is both practical and reassuring. She plays an essential role in assisting clients with policy questions, coverage updates, and ongoing support.
A long-time New Jersey resident and Rutgers University graduate, Kelli values building strong relationships and delivering dependable service. Through Horta Financial Services, she remains committed to making the insurance process approachable, transparent, and supportive for every client she serves.
Melanie Abele — Licensed Insurance Representative
Melanie Abele is a seasoned insurance professional with deep industry experience and a passion for helping clients navigate their coverage needs. Melanie began her career in insurance in 1996 and brought that expertise to the Horta team in 2019. Known for her strong relationship-building skills and thoughtful approach, she takes the time to help clients understand their options and make decisions with confidence.
Outside of her professional role, Melanie enjoys spending time with her family. She is a proud mother of two daughters and shares her home with a beloved Goldendoodle, reflecting her commitment to family both in and out of the office.
Peter Zangrilli — Personal Financial Representative
Peter Zangrilli is a seasoned financial services professional and Personal Financial Representative with deep experience in life insurance, retirement planning, and long-term financial strategies. He has been in the financial services industry since 1991 and brings decades of knowledge to his work helping clients prepare for major life milestones and financial goals.
Peter holds a Bachelor of Science in Business Administration from Rider University, and his extensive background allows him to provide thoughtful guidance on a wide range of financial topics — from life insurance protection and retirement planning to estate preparation and education funding.
Known for his relationship-driven approach, Peter values the trust clients place in him and works closely with them to develop strategies that align with their needs and objectives. He treats every interaction with care, empathy, and professionalism, whether it involves a simple protection review or more advanced financial planning.
Peter is also recognized for his commitment to excellence and is a member of the Allstate Financial Services President’s Club, reflecting his dedication to client service and financial expertise.
Colleen Agostini
Colleen Thompson joined the Horta team in 2020, bringing a genuine passion for helping others and a client-focused approach to every interaction. She quickly established herself as a trusted sales professional by listening to client needs, answering questions with clarity, and guiding people toward insurance solutions that make sense for their unique situations.
Colleen takes pride in building relationships based on trust and respect, and she enjoys supporting customers through the process of finding coverage that fits their life and goals. Her dedication to service helps clients feel confident and informed as they make decisions about their insurance and financial protection.
When she’s not assisting clients, Colleen enjoys staying active and giving back, including hiking, running, and volunteering in her local community.
